If your policy has lapsed on account of non-payment of premium within the specified due date, you can re-apply to reinstate it, if:
You apply within 5 years from the date of the first unpaid premium and before the maturity date
You pay all the required premiums and interest
You give us satisfactory evidence of health at your own expense
The reinstatement will take effect only if we accept your application. We will notify our acceptance to you.