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Health Insurance
Care Individual
Quick Links :
Synopsis:
Care Individual plan is designed to suit all your health care needs as it takes care of the expensive medical treatment incurred during hospitalization.

Highlight:

  • Annual Health check ups for Insured members, Regardless of claim history.
  • Automatic Recharge of sum insured at no extra cost.
  • Avail medical treatment Anywhere in the World.
  • Daily Allowance to meet Incidental expenses.
  • Pre Existing Diseases covered after a period of 48 months.
  • Avail Discounts such as Family Discounts, Loyalty discount, Multi year Discount.
  • Direct and Hassle free Cashless settlement of Claims.
  • Tax benefit on the Premium paid U/S 80D of the Income tax act.
Benefit:
Title Description
Room Rent Limit For SI 2 to 4 Lac - 1% of SI ,For SI 5 to 10 Lac - Single Private Room For SI 15 to 60 Lac - Single Private Room, Upgradable
ICU Daily Rent Limit For SI 2 to 4 Lac - 2% of SI ,For SI 5 to 60 Lac - No Limit
Pre-Hospitalization Expenses 30 Days
Post Hospitalization Expenses 60 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Yes
Pre-Existing Disease / Illness coverage After 48 months of continuous coverage
Waiting Period for New Policy 30 days
Co-Payment 20% for age 61 and above
Medical Screening Yes
Free Health Checkup Yes, Annual
Ambulance Expenses For SI 2 to 4 Lac - 1500 per claim For SI 5 to 10 Lac - 2000 per claim For SI 15 to 25 Lac - 2500 per claim For SI 50 to 60 Lac - 3000 per claim
Daily Hospitalization Allowance 500 per day upto 5 days, Only for SI upto 4 Lac
Donor Expenses Upto 300000 as per SI
Attendant Allowance No Limit
No Claim Bonus Yes